One of Saasu’s competitors recently did a pretty neat survey that showed the SMB/SME optimism levels by many different dimensions in this current down turn.
I may well be wrong, and I hope I am, but the very recent market upturn is probably temporary so we need to all think about long term recession or worse depression.
Interestingly, those people that take control of their business finances using online software are more optimistic. This is probably also true for personal finances I suspect. It may just be that they are naturally proactive, forward thinking people but I suspect being informed and up to date helps with control of today and hence preparation for tomorrow.
You can see the full survey results too.